What is defined as an accident or event that happens in the workplace affecting people and business operations?

The correct answer is defined as "Workplace Incidents." This term specifically refers to accidents or events that occur within a work environment which impact not just the individuals involved but also the broader business operations. Workplace incidents can include a variety of occurrences such as slips, falls, accidents involving machinery, or any unexpected events that disrupt normal operations.

Understanding this concept is crucial for businesses because it encompasses a range of potential disruptions, enabling them to create policies and procedures aimed at preventing such incidents and minimizing their impact when they do occur. Recognizing the significance of workplace incidents helps organizations develop effective health and safety strategies, ensuring a safer working environment for employees and continuity of business activities.